Plug a boat into shore power and the green earth wire connects its propeller, shaft and through-hulls to the shore earth, and through it to every other boat plugged in on the dock. DEI Marine describes the result as a galvanic corrosion cell: dissimilar metals in seawater, joined by a wire. The least noble metal loses, and on a busy dock that's often your anodes first and your underwater metals after.
What an isolator does
A galvanic isolator sits in series with the shore earth wire. It blocks the small DC currents that drive galvanic corrosion and still passes AC fault current, so the earth does its safety job. The alternative is an isolation transformer, which separates the boat from shore power altogether and costs more.
Under the revised ABYC A-28, a fail-safe isolator has been confirmed by an independent laboratory to keep working, or leave a permanent earth path, if it fails, and needs no monitor. Units come rated 30 A, 50/60 A, 100 A and 200 A to match the shore supply.
How a surveyor checks it
Trace the green earth from the shore power inlet. An isolator is usually close behind the inlet; read its label for the rating and any fail-safe marking. No isolator and no transformer is the finding.
Then look for the evidence. Anodes that waste fast, owners renewing them more than once a season, and corrosion on underwater metals point to current through the shore earth. Worst is the earth wire disconnected to stop the wastage. That swaps a corrosion problem for an electrical safety one.