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GLOSSARY · SURVEY TERMS

LOA, beam and draft: what a boat's dimensions mean and how they're measured

UPDATED 10 NOVEMBER 2026 · 2 SOURCES

What LOA, beam and draft mean on a boat, how length and beam are measured under the US rules, why LOA sets survey prices, and how they go in the survey report.

DEFINITION
LOA, beam and draft

A boat's three main dimensions. LOA is its length from end to end, beam its greatest width, and draft how deep it sits below the waterline.

ALSO CALLED: LENGTH OVERALL

LOA, beam and draft are the first line of a boat's particulars.

LOA, length overall, is the length from the foremost part of the boat to the aftermost. The US definition in 33 CFR 183.3 measures it in a straight line, parallel to the centerline, and leaves out fittings such as bowsprits and outboard brackets. LWL, the length at the waterline, is shorter on most boats and is the figure that sets hull speed.

Beam is the greatest width. The same rule measures it between the outer sides of the boat, leaving out handles and similar fittings.

Draft is how deep the boat sits below the waterline at its deepest point, usually the keel or the propeller. It changes with load.

Why surveyors care

LOA sets the price. Survey fees are usually quoted per foot of length, so the survey quote calculator starts from it. It also decides which rules apply, and the insurer will check it against the listing. Beam and draft decide where the boat can be hauled and berthed.

In the report

Record each dimension and say where it came from. "LOA 11.9 m (39 ft), builder's specification. Beam 3.9 m. Draft 1.95 m, deep fin keel."

Frequently asked

Does LOA include the bowsprit?

Not under the US definition. 33 CFR 183.3 leaves out bowsprits, bumpkins, rudders, outboard motor brackets and similar fittings. Brokers' listings don't always follow it, so ask how a length was measured.

What's the difference between LOA and LWL?

LOA is the length overall. LWL is the length at the waterline, which is shorter on most boats and is the length used to work out hull speed.

Free tools

FREE TOOL

Boat capacity and horsepower calculator

Check a small boat's capacity plate: maximum outboard horsepower from length and transom width by the US Coast Guard's formula, and persons from the pounds on the plate or the length times beam over 15 rule of thumb.

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FREE TOOL

Hull speed calculator

Work out a displacement boat's hull speed from its waterline length in feet or metres, and the speed-length ratio for the speed you reached on the sea trial, with where the 1.34 comes from and where the rule stops working.

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FREE TOOL

Survey quote calculator

Build a marine survey quote by length or by the hour, with oil analysis, travel and the yard's haul-out shown apart, in dollars or euros. Starts from rates surveyors publish and copies straight into an email.

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Related terms

Glossary
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HIN

The 12-character number moulded or fixed on a boat's transom that identifies its builder, serial number and build and model year, like a car's VIN.

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Condition and valuation (C&V)

A boat survey that reports the boat's condition and ends with the surveyor's opinion of its market value, often asked for by insurers and lenders.

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Haul-out

Lifting a boat out of the water, usually in a travel hoist, so the surveyor can inspect and sound the hull below the waterline.

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Limitation period

The time after a survey within which a client can bring a claim. In England and Wales it's generally six years for a claim in contract.

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Moisture meter

A hand-held meter that a surveyor presses against a fibreglass hull or deck to compare moisture levels across it, finding wet laminate and wet core.

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Port risk

Insurance terms under which a boat is covered only while in port or ashore. NAMS advises surveyors to recommend it in bold when they find a boat unseaworthy.

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